Faxless payday loans are an excellent option for all those in desperate need of some money. These loans are different from other loans as they do not require any papers or documents to be faxed to the lender. Here the lender does not ask for any information for which he requires written proof. He grants the loan solely based on the information filled up in the application form.
Online payday loans are a quick and simple solution for all those who fall short of cash in between their paydays. The cash amount is quickly approved and deposited into the applicant's bank within 24 hours of approval. So what are you waiting for? If your attic needs some urgent repair work or you need to pay for your son's school fees and you are short of cash, apply for a payday loan.
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Application Procedure
Applying for faxless payday loans is not a problem. All you have to do is locate a reliable lender and apply online. Here however you are advised to go through the terms and conditions put up by the lender so that you do not face any problem later on. Also keep in mind that the interest rates offered by the payday lenders vary greatly. Do remember to compare the rates offered by a few lenders before you sign the deal.
Once you have found the lender you wish to deal with, your next step would be to ask for an online application form. Filling up the form is a 10 minute job which once done can be submitted for approval. The processing of the form would not take more than a couple of minutes and you would be informed about the status of your application within a short span of time. If approved your loan amount would get deposited into your bank account within the next 24 working hours.
Eligibility Requisites
Let us now go through the eligibility criteria of the payday loan lenders.
You need to be 18 years of age or older. You have to be a citizen of US and should apply from the state that you reside in. You have to produce a proof of income to the lender. Lenders prefer individuals whose monthly salary is at least $1500 per month. Your loan sanction amount too would depend on how much you earn every month. You would have to submit your valid checking account details and a post-dated check of the loan amount. Some lenders ask for a proof of residence stating that the borrower has been staying in the same house for the past 6 months or more.
The above is a general list of the eligibility criteria set up by most faxless payday loans lenders. Ensure that you go through the entire list of requirements set up by your lender before you sign the dotted line.
Conclusion
Faxless payday loans are designed to take care of only short-term financial troubles. Try not to make it a habit to apply for such loans whenever you are short of cash.
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